Whether you’re a stay-at-home or working mom, the contributions you make to your family couldn’t easily be replaced if anything happened to you. That’s why life insurance should be part of your financial plan. Life insurance is even more important if you’re a single mother who is the major source of financial support for your children.
Women play special roles in life, thus Prudential also empathise with and understand the fact that women face uniquely female choices and health challenges. Our special PRUlady plans & cater specifically to the needs of women, and we dedicate our plans to the health and well-being of these very special people.
About PRUlady
PRUlady for example not only gives you financial protection against female cancers and other female-specific illnesses, but also addresses your post-diagnosis and recovery needs to help you get your life back on track.
For instance, not only will you receive 100% of your sum assured if you're diagnosed with breast cancer, but you'll receive an extra 30% sum assured to pay for breast reconstructive surgery.
And for mothers-to-be, there's PRUlady plus which provides protection against complications that can arise during pregnancy, as well as treatment for newborn congenital illnesses.
What do I get?
A rider to supplement to the PRUlink assurance plan, PRUlady provides protection for women of all ages by offering:
A rider to supplement to the PRUlink assurance plan, PRUlady provides protection for women of all ages by offering:
- Three levels of sum assured to choose from - RM50,000, RM100,000 or RM150,000 - depending on what you can afford and the extent of protection you require.
A)Female-related cancers (100% of your sum assured):
- Cancer of the Breast, or
- Cancer of Cervix Uteri, or
- Cancer of Fallopian Tubes, or
- Cancer of Ovary, or
- Cancer of Uterus, or
- Cancer of Vagina/Vulva
Systemic Lupus Erythematosus with Lupus Nephritis
B) Carcinoma-in-situ of Breast or Cervix Uteri (30% of your sum assured) :
Note: When subsequently diagnosed with female-related cancer or Systemic Lupus Erythematosus with Lupus Nephritis, we will pay the remaining 70% balance of your sum assured.
C) Any one of the following (30% of your sum assured) :
- Rheumatoid Arthritis with Complication, or
- Breast Reconstructive Surgery, or
- Facial Reconstructive Surgery due to accident, or
- Skin Grafting due to burns or skin cancer, or
- Osteoporotic Fracture
It's so affordable! Your premium depends on your age, the plan and the sum assured that you choose.
For example, if you are 18 years old and you have chosen a PRUlady plan with a sum assured of RM100,000, expiring at age 60, you will pay RM488 a year. If you are 30 years old, you will pay RM715 a year for the same plan.
Your PRUlady premium will be added to the total annual premium of your PRUlink assurance plan.
Who can sign up?
This plan is available to ladies between 18 and 60 years old (or 50 years old if you choose to receive coverage only up till age 60).
This plan is available to ladies between 18 and 60 years old (or 50 years old if you choose to receive coverage only up till age 60).
You can choose to be covered up till age 60, 70 or 80.
You can email us for details on this plan and to obtain a free consultation on your insurance needs by this email zell3duck@gmail.com
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